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Auditor comparing bureau reports side by side
Credit Audit

Know Exactly What Is on Your File

An audit is the flashlight before the repair. We pull all three bureaus, compare them line by line, and deliver written findings ranked by impact — so you know what to dispute, what to pay, and what to leave alone.

  • Duplicate, outdated, and misreported items flagged.
  • Mixed-file and identity-theft indicators screened.
  • Written report you can act on with or without us.
What's Included

A Forensic Look at All Three Bureaus

Line-by-Line Review

Every account, inquiry, and collection compared across bureaus for mismatches and stale data.

Fraud Screening

Unknown accounts, address variations, and inquiry spikes checked for theft or mixed files.

Priority Roadmap

Findings ranked by score impact with the exact dispute order we would use ourselves.

Gallery

What an Audit Uncovers

Documenting audit findings from a credit file review Comparing bureau files during a detailed audit
FAQ

Audit Questions, Answered

No. Reviewing your own reports is a soft pull and never changes your score, no matter how often you check.

A written report with every finding, its score impact, and a prioritized dispute order — yours to keep and act on anywhere.

You can pull them free, but most people miss duplicate negatives and stale dates. Our auditors review thousands of files a year and know exactly where errors hide.

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After the Audit

Get the Full Picture Before You Act

Request an Audit